Welcome to Best Merchant Consulting!

Best Merchant Consulting specializes in saving business owners money by reducing credit card processing expenses. Our consultants have been on both sides of credit card processing companies, and have intimate knowledge of these companies' operations.

We will get you out of your existing merchant account contracts and ensure that you are set up with the right processing system for your type of business with no consultation charge to your company! Best Merchant Consulting will also help you obtain business cash advance for your business. We are one of the leaders in helping business get hassle free capital cash fast!

Why Best Merchant Consulting?

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    In today's economy it is very important to partner with the payment processing services company which combines technology, experience and dedication to deliver solutions to make your business profitable. Your business needs payment processing services that are dependable, efficient and cost-effective. Best Merchant Consulting will align you up with the right processor for your type of business.

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    We Streamline Business Operations

    We offer a wide variety of cutting edge hardware, software and internet applications to satisfy all your payment processing requirements. We are constantly adopting the latest technology to make our services even more powerful and cost effective for you. Best Merchant Consulting can create a plan to meet your specific needs and or security issues.

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    We Optimize Revenue Streams

    It's your money. You need accurate and timely reporting. You need the experience of a company that has processed billions of dollars for tens of thousands of merchants. You need a dependable service oriented processor with an eye on technology.

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    We provide MORE VALUE to your Business

    With Lower Processing Fees, Flat Rates on Check Cards and Debit Cards (Pin-Based), E-Commerce Set-Up, Terminal Sales, Service, Installation, P.O.S. System Integration, Plastic Gift and Loyalty Cards, Check Guarantee, Virtual Terminals, Simple to read monthly statements, a custom program for your company, Exceptional Personal Service, and No Hidden Fees.

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    Get the CASH you NEED for your BUSINESS  

    Best Merchant Consulting offers you working capital cash advances, hassle free to business owners like yourself, and unlike a bank, we want to get you approved! Get $5000 to $250,000 NOW! Advertising? Equipment? Slow Season? Expansion? Qualifying is easy! No application fee! No collateral required! Fast Approval! Have you been in Business for four months or more? Do you accept VIsa, Mastercard, or Discover? Do you average $5000 or more per month? Chances are you already qualify for a capital cash advance! We can offer you a free quote to determine how much we can offer. With our extensive list of lenders, Best Merchant Consulting gives you the best chance to receive the cash you need!

Latest Headlines

  • Economic indicators suggest cautious optimism

    he Electronic Transactions Association's second quarter 2009 economic report tempers slight improvement in the overall U.S. economy with the strength of the payments industry to conclude the industry is holding its own amid trying economic conditions.

    The ETA U.S. Economic Indicators Q2 2009 Report states that the economy has lost 5.1 million jobs since December 2007, with almost two-thirds of that loss occurring in the last five months. And with consumer confidence levels at historic lows, the report finds an economic recovery is not yet underway; however, the economy seems to have stabilized.

    Citing gains in the Dow Jones Industrial Average and the Standard & Poor's 500 index, the report said, "Although the economy may not yet be in a recovery, it is no longer in the freefall it had been."

    Concerning the payments industry, the report highligh-ted four main points:


    1.While U.S. consumers' general credit use - and access to credit - is down, credit and debit card transaction volumes continue to rise.

    2.Companies focused on retail segments severely affected by the economy, such as the petroleum and hospitality sectors, may need to adjust their strategies.

    3.The recession has negatively impacted publicly traded companies more than private sector businesses.

    4.Consumers' continued adoption of traditional and nontraditional electronic payment options is serving as a buffer for the payments industry overall; while the volume of total payments decreases, the percentage of payments done electronically is increasing.
    A rocky year

    The report, compiled by payments consultancy The Strawhecker Group, said as consumers' personal savings rates increase, consumer spending will decrease, which creates "headwinds for processors and acquirers alike."

    Thus, increased savings by consumers, coupled with the subsequent decrease in the debit and credit card receivables of retailers, could cause a decrease in the profits for payment businesses, which in turn may force those businesses to find "new sources of revenue as interchange revenues slow down," the report said.

    From March 2008 to March 2009, the publicly traded stock of card brands MasterCard Worldwide and Discover Financial Services took significant hits. The stock of acquirers Heartland Payment Systems Inc., TSYS Acquiring Solutions, Global Payments Inc. and Alliance Data Systems Inc. also saw double-digit declines.

    (Visa Inc., First Data Corp. and Metavante Corp. were not included in the stock analysis because they were not public companies over the year-long time frame, the report said.)

    Keep your heads up

    The report noted that credit card charge-off rates have been steadily increasing. The rate has grown from 5.61 percent in the first quarter of 2008 to 7.11 percent as of February 2009. The report cites multiple reasons for the rise, including increased competition among card issuers resulting in more issuers taking risks, high consumer debt levels and the spike in unemployment.

    Despite this negative news, the report shows growth in U.S. credit and debit card purchase dollar volume. From the third quarter of 2007 to the third quarter of 2008, the combined Visa and MasterCard debit volume grew at 15 percent. In that same period, combined credit volume growth stood at 3.5 percent.
     

Partial Client List

      • IE Signs & Graphics -Plymouth, IN
      • Arby's -Warsaw, IN
      • Blimpie Subs -North Webster, IN
      • Catey Veterinary Clinic -Angola, IN
      • Helser Carpet -Warsaw, IN
      • Tracy's Row House -Ottawa, IL
      • Smith Appliance -Warsaw, IN
      • Wing's Etc. -Warsaw, IN
      • Lexy's Pizza -Fort Wayne, IN
      • Tomkinson Dodge -Fort Wayne, IN
      • Zizic Dental -Ottawa, IL
      • Clem's Collectables -Fort Wayne, IN